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Mirza Sadeed Barlas is a Non-Executive Director of JS Investment Limited. He has over thirty-three years of experience out of which the banking experience spans above 26 years. He worked for seven years with Siemens in its Medical Division, after getting an Electrical Engineering degree from UET, Lahore. Thereafter, he did his MBA from Lahore University of Management Sciences (LUMS), in 1993 and was awarded a Silver Medal with distinction in Statistics and Quantitative Methods.
He started his banking career in Corporate Banking and worked in Commercial Banking, SME Banking, Digital & Microfinancing during his career in local and multinational banks. The major part of his career has been in risk where he has worked in all facets of Risk Management covering Credit Risk, Operational Risk, Basel, Market Risk, Consumer Risk, etc. He has served in local and foreign banks such as MCB Bank, United Bank Limited (UBL), Barclays, Telenor Microfinance Bank, and JS Bank (JSBL) in the capacity of CRO and Group Head Risk, etc. His longest stay was with UBL, for about seventeen years.
Mr. Sadeed also served as a member of the Board of Directors of UBL Funds Managers, a subsidiary of UBL bank from 2015 to 2018 as a UBL nominee director and chaired the UBL Fund’s board risk and compliance committee as well, during this assignment. During his work period at UBL, he was assigned an additional responsibility of Group Head Risk International looking after the risk of UBL branches in foreign countries covering UAE, Qatar, Bahrain, etc.
Currently, he is working as Chief Risk Officer at JS Bank Limited, looking after the risk management functions, including consumer risk, ERM, market risk, operational risk, risk policies and information security.
Mr. Atif S. Malik has joined as a Non-Executive Director. He has over twenty-six years of diversified experience encompassing areas including retail banking and microfinance, strategy development and implementation, business transformation and MSME Development. He has successfully developed new business verticals in the financial space, both internationally and within Pakistan, and has a proven track record of business turnaround. He has worked with financial institutions including Standard Chartered Bank, Al-Rajhi Bank-KSA and HBL Microfinance Bank.
Mr. Atif has also worked in East and Southern Africa, heading microfinance banks. He was a core member of the team that established Small and Medium Enterprise Development Authority- Pakistan (SMEDA). He started his career from LUMS as a Research Associate where he published research primarily on the MSME sector. He is currently heading Retail Banking at JS Bank Limited, looking after branch banking, SME financing, Private banking and Consumer lending.
Mr. Farooq Ahmed Malik joined as an Independent Director of JS Investment Limited. He is a businessperson and a retired BP.22 government official with combined experience of 86 years while working simultaneously in both government service and personal business. He served as Commissioner and Regional Commissioner in various capacities. He is an expert in law especially tax laws and had trained individuals in all areas of income tax.
He is also the founder of Interwood Mobel (Pvt) Ltd, established in 1974. Interwood Mobel is a home-grown state of the art manufacturing setup in Pakistan and considered a top brand in Doors, Wardrobes, Kitchens, Offices, Home Furniture etc. The company, with its technology, design and infrastructure can be compared with any international brand.
In 1966, Mr. Malik obtained his degree in Masters of Economics from University of Punjab. In 1968, he appeared in CSS and was selected in the Internal Revenue Service. Due to hard-work, persistence and exceptional performance record, he was promoted to the highest grade i.e. 22 (the grade of Federal Secretary), served as Commissioner, Chief Commissioner, Member Information Technology FBR & Director General Training etc. Trained about 1000 officers of the IR service.
Other Directorship:
Interwood Mobel (Pvt) Limited
Mr. Suleman Lalani is the Non-Executive Director and Chairman of the Board of Directors of JS Investments Limited. He is presently the Vice-Chairman of Jahangir Siddiqui & Co. Limited (JSCL).
Before his elevation to the position of Vice-Chairman, he served JSCL as its Chief Executive Officer for more than a decade. Prior to joining JSCL, he has served in the capacities of the Executive Director Finance & Operations and Company Secretary and Chief Financial Officer and Company Secretary for seven years, in JS Investments Limited
Mr. Lalani started his career with JSCL in 1992, where he worked for over eight years. In 2000, he was promoted to the position of Chief Operating Officer of Jahangir Siddiqui
Investment Bank Limited, a subsidiary of JSCL. In January 2002, he joined The First Microfinance Bank Limited as its Chief Financial Officer and Company Secretary.
Mr. Lalani is a Fellow member of the Institute of Chartered Accountants of Pakistan and has 25 years of experience in the financial services sector. He has also completed the Board Development Series Certificate Program conducted by the Pakistan Institute of Corporate Governance.
Other Directorships:
Ms. Aisha Fariel is an Independent Director of JS Investment Limited. Her career spans journalism, investment banking, energy policy advisory and entrepreneurship. She is the founder and Chief Executive Officer of UpTrade, a unique bartering model enabling off-grid farmers to use their livestock as currency in developing rural economies. She has over 10 years of international experience in energy finance, project development and energy policy. Her geographical experience spans Indonesia, Egypt, Pakistan, and the Middle East, North Africa region where she has advised governments and private sector or energy policy, pricing and reforms.
Ms. Fariel has done her MPA from Columbia University, New York and BSc from Lahore University of Management Sciences, Lahore.
Other Directorships:
1. Pakistan Paper Products Limited
