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Mirza Sadeed Barlas, serves as a non-executive director at JS Investments Limited, bringing with him a wealth of experience exceeding thirty-six years, with over 29 years specifically dedicated to the banking sector. His career journey began with a seven-year tenure at Siemens in its Medical Division after obtaining an Electrical Engineering degree from UET, Lahore. Subsequently, he pursued an MBA at Lahore University of Management Sciences (LUMS) in 1993, where he was honored with a Silver Medal, distinguishing himself in Statistics and Quantitative Methods.
Commencing his banking career in Corporate Banking, Mr. Sadeed has traversed various roles in Commercial Banking, SME Banking, Digital & Microfinancing, working with both local and multinational banks. A significant portion of his career has been devoted to risk management, encompassing Credit Risk, Operational Risk, Basel, Market Risk, Consumer Risk, and more. Throughout his professional journey, he has contributed his expertise to institutions such as MCB Bank, United Bank Limited (UBL), Barclays, Telenor Microfinance Bank, and JS Bank (JSBL), holding prominent positions such as Chief Risk Officer (CRO) and Group Head Risk.
His longest tenure was with UBL, spanning approximately seventeen years, during which he also served as a member of the Board of Directors of UBL Funds Managers, a subsidiary of UBL bank. In this capacity, Mr. Sadeed chaired the UBL Fund's board risk and compliance committee. Notably, during his tenure at UBL, he assumed additional responsibilities as the Group Head Risk International, overseeing the risk management of UBL branches in foreign countries, including the UAE, Qatar, Bahrain, and others.
Currently, Mr. Sadeed holds the position of Chief Risk Officer at JS Bank Limited. In this role, he oversees various risk management functions, including consumer risk, Enterprise Risk Management (ERM), market risk, operational risk, risk policies, and information security. His extensive experience and multifaceted expertise contribute significantly to the strategic risk management initiatives of JS Investment Limited.
Mr. Atif S. Malik serves as the non-executive director at JS Investments, bringing his extensive expertise to the team. Currently serving as the Chief Operating Officer at JS Bank Limited, he oversees Digital banking, Retail Banking, which includes branch banking, SME financing, Private banking, and Consumer lending and Customer Experience.
His professional journey commenced as a Research Associate at Lahore University of Management Sciences, focusing on research in the MSME sector. With a career spanning twenty-eight years, Mr. Malik has accumulated diverse experience in retail banking, microfinance, strategy development and implementation, business transformation, and MSME development. He has been instrumental in establishing new business verticals within the financial sector, both internationally and in Pakistan, showcasing a successful track record in business turnaround.
Mr. Atif holds a Masters of Arts degree in Economics from Forman Christian College, University, Lahore. His career has involved collaborations with prominent financial institutions such as Standard Chartered Bank, Al-Rajhi Bank-KSA, and HBL Microfinance Bank. Additionally, in his role as Managing Director, Mr. Malik disseminated his knowledge and expertise to microfinance banks throughout East and Southern Africa. Notably, he played a key role in establishing the Small and Medium Enterprise Development Authority (SMEDA) in Pakistan.
Mr. Farooq Ahmed Malik holds the position of an independent director at JS Investments Limited, combining a rich background as both a business entrepreneur and a retired BP.22 government official. With an impressive cumulative experience of 55 years, he seamlessly managed roles in both government service and personal business. Mr. Malik's distinguished career includes serving in various capacities, such as Commissioner and Regional Commissioner, showcasing his expertise in law, particularly tax laws. He has contributed significantly to the professional development of individuals through comprehensive training in various aspects of income tax.
In addition to his governmental service, Mr. Malik is the visionary founder & Chairman of Interwood Mobel (Pvt) Ltd, established in 1974. This enterprise has grown into a state-of-the-art manufacturing setup in Pakistan, earning recognition as a leading brand in Doors, Wardrobes, Kitchens, Offices, and Home Furniture. The company, with its cutting-edge technology, innovative design, and robust infrastructure, stands on par with international counterparts.
Mr. Malik's academic journey began in 1966 when he earned a Master's degree in Economics from the University of Punjab. Subsequently, in 1968, he successfully cleared the CSS exam and secured a position in the Internal Revenue Service. Through hard work, dedication, and an exceptional performance record, he ascended to the highest grade, Grade 22 (equivalent to the grade of Federal Secretary). During his tenure, Mr. Malik held key roles such as Commissioner, Chief Commissioner, Member of Information Technology at FBR, and Director General of Training. Notably, he played a pivotal role in training around 1000 officers in the Internal Revenue service.
Other Directorship:
1. Interwood Mobel (Pvt) Limited
Mr. Suleman Lalani is the Non-Executive Director and Chairman of the Board of Directors of JS Investments Limited. He is presently the Group President of Jahangir Siddiqui & Co. Limited (“JSCL”).
Before his elevation to the position of Vice-Chairman, he served JSCL as its Chief Executive Officer for more than a decade. Prior to joining JSCL, he has served in the capacities of the Executive Director Finance & Operations and Company Secretary and Chief Financial Officer and Company Secretary for seven years, in JS Investments Limited.
Mr. Lalani started his career with JSCL in 1992, where he worked for over eight years. In 2000, he was promoted to the position of Chief Operating Officer of Jahangir Siddiqui
Investment Bank Limited, a subsidiary of JSCL. In January 2002, he joined The First Microfinance Bank Limited as its Chief Financial Officer and Company Secretary.
Mr. Lalani is a Fellow member of the Institute of Chartered Accountants of Pakistan and has 25 years of experience in the financial services sector. He has also completed the Board Development Series Certificate Program conducted by the Pakistan Institute of Corporate Governance. He is also the Chairman of the Board of Directors of BankIslami Pakistan.
Other Directorships:
Ms. Aisha Fariel serves as an independent director at JS Investments Limited, bringing a diverse professional background to her role. She holds the degrees on Bachelor of Science from Lahore University of Management Sciences and Master of Public Administration from Columbia University in New York. Ms. Fariel has a wealth of experience in journalism, investment banking, energy policy advisory, and entrepreneurship, contributing to her versatile skill set.
As the Founder and CEO of UpTrade, she has innovatively pioneered a bartering model that empowers off-grid farmers by utilizing their livestock as a unique form of currency. This initiative significantly contributes to the economic development of rural areas. With over a decade of international expertise in energy finance, project development, and energy policy, Ms. Fariel has worked in diverse regions, including Indonesia, Egypt, Pakistan, and the Middle East and North Africa.
In her advisory capacity, she has provided valuable insights to governments and private sectors on critical matters such as energy policy, pricing, and reforms. Furthermore, Ms. Fariel also holds the position of Independent Director on the board of Pakistan Paper Products Limited.
Other Directorships:
1. Pakistan Paper Products Limited
