JS Islamic Fixed Term Munafa Fund (JSIFTMF)

Investment Objective

The objective of the JS Islamic Fixed Term Munafa Fund is to generate potentially high returns through investment in a diversified portfolio of Shariah-compliant instruments, while ensuring the original investment amount is protected upon maturity.

What is JSIFTMF?

JS Islamic Fixed Term Munafa Fund (JSIFTMF) is a Shariah-compliant Fixed Rate/Return investment scheme, which is meticulously crafted to deliver a fixed return to investors subject to maintaining the investment until the maturity of the respective plan(s). Investors can experience stable and predictable returns with a low to moderate risk profile. The fund's strategy centers on augmenting income through various investment avenues, ensuring a well-rounded and secure financial portfolio.

Why should you invest in JSIFTMF?

With a strong reputation for managing investments effectively, JSIL ensures your funds are handled with care and expertise. Benefit from professional fund management with a track record of reliability and consistent performance.

JS Islamic Fixed Term Munafa Plan 1

Subscription Period: April 14, 2026 to April 27, 2026
Maturity: 3 Months
Asset Allocation: Asset Allocation: The Investment Plans under JS Islamic Fixed Term Munafa Fund shall primarily invest in Shariah Compliant Fixed Income Securities such as Government Securities, Cash in Bank Account, Money Market Placements, Deposits, Certificate of Deposits (COD), Certificate of Musharakas (COM), and TDRs, as per respective authorized investable avenues, and such as approved by SECP and Shariah Advisors.
Benchmark: The benchmark of the JS Islamic Fixed Term Munafa Fund- Plan 1 (JSIFTMF-1) shall be 3 Months PKISRV Rates at the time of the Plan launch.

Term Sheet JS Islamic Fixed Term Munafa Fund (JSIFTMF)
Fund Type	Shariah Compliant Fixed Rate / Return Scheme
Currency	PKR
Minimum Investment	500
Asset Manager Rating	AM1 by PACRA
Fund Stability Rating	N/A
Pricing Mechanism	Forward
Front End Load	0%
Management Fee	1.0% Exclusive of SST
Risk Profile	The risk profile of the JS Islamic Fixed Term Munafa Plan(s): Plan -1: Low
Listing	PSX
Trustee	DCCL
Auditor	Grant Thornton, Anjum Rahman
Benchmark	Plan – 1 shall be 3 Months PKISRV Rates at the time of the Plan launch.