Mr. Atif S. Malik has joined as a Non-Executive Director. He has over twenty-six years of diversified experience encompassing areas including retail banking and microfinance, strategy development and implementation, business transformation and MSME Development. He has successfully developed new business verticals in the financial space, both internationally and within Pakistan, and has a proven track record of business turnaround. He has worked with financial institutions including Standard Chartered Bank, Al-Rajhi Bank-KSA and HBL Microfinance Bank.
Mr. Atif has also worked in East and Southern Africa, heading microfinance banks. He was a core member of the team that established Small and Medium Enterprise Development Authority- Pakistan (SMEDA). He started his career from LUMS as a Research Associate where he published research primarily on the MSME sector. He is currently heading Retail Banking at JS Bank Limited, looking after branch banking, SME financing, Private banking and Consumer lending.