JS Islamic Fixed Term Munafa Fund (JSIFTMF)

Investment Objective

The objective of the JS Islamic Fixed Term Munafa Fund is to generate potentially high returns through investment in a diversified portfolio of Shariah-compliant instruments, while ensuring the original investment amount is protected upon maturity.

What is JSIFTMF?

JS Islamic Fixed Term Munafa Fund (JSIFTMF) is a Shariah-compliant Fixed Rate/Return investment scheme, which is meticulously crafted to deliver a fixed return to investors subject to maintaining the investment until the maturity of the respective plan(s). Investors can experience stable and predictable returns with a low to moderate risk profile. The fund's strategy centers on augmenting income through various investment avenues, ensuring a well-rounded and secure financial portfolio.

JS Islamic Fixed Term Munafa Plan 2

Subscription Period: 20th April, 2025 – 9thMay, 2025
Maturity: 6 months after the close of subscription period
Asset Allocation: Shariah-compliant GOP-issued/guaranteed securities, cash and short-term Shariah-compliant government securities with licensed Islamic banks, Shariah-compliant placements with Islamic banks, DFIs, Modarabas, and Microfinance Banks.
Benchmark: JS Islamic Fixed Term Munafa Plan. – 2 shall be the PKISRV rates on the last day of the Initial Offering Period (IOP) of the CIS, with a maturity period 6 months.

JS Islamic Fixed Term Munafa Plan 3

Subscription Period: 20th April, 2025 – 9thMay, 2025
Maturity: 3 months after the close of subscription period
Asset Allocation: Shariah-compliant GOP-issued/guaranteed securities, cash and short-term Shariah-compliant government securities with licensed Islamic banks, Shariah-compliant placements with Islamic banks, DFIs, Modarabas, and Microfinance Banks.
Benchmark: JS Islamic Fixed Term Munafa Plan(s): Plan – 3 shall be the PKISRV rates on the last day of the Initial Offering Period (IOP) of the CIS, with a maturity period 3 months.

Why should you invest in JSIFTMF?

With a strong reputation for managing investments effectively, JSIL ensures your funds are handled with care and expertise. Benefit from professional fund management with a track record of reliability and consistent performance.

Term Sheet JS Islamic Fixed Term Munafa Fund (JSIFTMF)
Fund Type	Shariah Compliant Fixed Rate / Return Scheme
Currency	PKR
Minimum Investment	500
Asset Manager Rating	AM2 ++
Fund Stability Rating	N/A
Pricing Mechanism	Forward
Front End Load	0%
Management Fee	1.5% Exclusive of SST
Risk Profile	Moderate for all 3 plans
Listing	PSX
Trustee	DCCL
Auditor	Grant Thornton, Anjum Rahman
Benchmark	a) The benchmark of the JS Islamic Fixed Term Munafa Plan – 1 shall be the PKISRV rates on the last day of the Initial Offering Period (IOP) of the CIS, with a maturity period 1 year. b) The benchmark of the JS Islamic Fixed Term Munafa Plan. – 2 shall be the PKISRV rates on the last day of the Initial Offering Period (IOP) of the CIS, with a maturity period 6 months. c) The benchmark of the JS Islamic Fixed Term Munafa Plan(s): Plan – 3 shall be the PKISRV rates on the last day of the Initial Offering Period (IOP) of the CIS, with a maturity period 3 months.